Flujo de caja
- How does inflation impact my standard of living?
- How much am I spending?
- ¿Cuánto necesito para emergencias?
- ¿Debería usar mi excedente mensual para cancelar una deuda o invertirlo?
- How long will my money last with systematic withdrawals?
- Should my spouse enter the work force?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- What is the value of reducing, postponing or foregoing expenses?
- Historical inflation - Compare purchasing power
- Balance My Checkbook
Universidad
- ¿Cuánto debería estar ahorrando para la universidad?
- Will I be able to pay back my student loans?
- ¿Cuáles son las ventajas de una Coverdell ESA?
- ¿Cuáles son las ventajas del plan de ahorro para la universidad 529?
- What is the value of a college education?
- What are the payments on a parental (PLUS) loan?
- Should I live at home, on campus, or off campus?
- ¿Cuándo debería empezar a ahorrar para la universidad de mi hijo?
Credit & Debit
- How long will it take to pay off my credit card(s)?
- How long until my loan is paid off?
- What would my loan payments be?
- Do I have too much debt?
- What is the balance on my loan?
- ¿Debo consolidar mi deuda personal en un nuevo préstamo?
- Restructuring debts for accelerated payoff
- Which is better: Cash up front or payments over time?
- What is the impact of making extra payments on my debt?
- Should I pay off debt or invest?
- ¿Debería transferir los saldos de mi tarjeta de crédito?
Home & Mortgage
- ¿Qué tipo de vivienda puedo pagar?
- ¿Debería refinanciar mi hipoteca?
- Calculadora para hipoteca
- Comparación de términos de hipotecas (15, 20, 30 años)
- ¿Debo pagar puntos de descuento para obtener una tasa de interés más baja?
- ¿Debería arrendar o comprar una casa?
- ¿Debería cambiarme a un programa de pagos quincenal?
- Compare a 'no-cost' vs. traditional mortgage
- What are the tax savings generated by my mortgage?
- ¿Es mejor una hipoteca de tasa ajustable o fija?
- Adjustable rate mortgage calculator
- ¿De qué manera impactan los costos de cierre en las tasas de interés?
- Compare an interest-only vs. traditional mortgage
- ¿Cuánto dinero puedo pedir a mi préstamo con garantía hipotecaria (HELOC)?
- Calculadora de comparación de préstamos
Taxation
- What is my potential estate tax liability?
- 2023 federal income tax calculator
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (losses) tax estimator
- Compare taxable, tax-deferred, and tax-free investment growth
- How much of my social security benefit may be taxed?
- What are the tax implications of paying interest?
- Should I itemize or take the standard deduction?
- What is my tax-equivalent yield?
- 2023 tax refund estimator
- Tax freedom day
Seguros
- ¿Qué cobertura de seguro de vida necesito?
- What is my life expectancy?
- What are my needs for burial and final expenses?
- How much disability income insurance do I need?
- What are the chances of becoming disabled?
- ¿Cuáles son mis necesidades de seguro de atención de largo plazo?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- ¿Cuánto tiempo durarán los ingresos de mi seguro de vida actual?
- What is the future value of an annuity?
- Which is better, comprehensive plan or high-deductible plan with HSA?
- Compare a taxable investment to a tax-deferred investment
Paycheck & Benefits
- How much will my company bonus net after taxes?
- How will payroll adjustments affect my take-home pay?
- Convert my salary to an equivalent hourly wage
- Convert my hourly wage to an equivalent annual salary
- What is the future value of my employee stock options?
- Should I exercise my 'in-the-money' stock options?
- What may my 401(k) be worth?
- What is the impact of increasing my 401(k) contribution?
- What may my 457(b) be worth?
- What is the impact of increasing my 457(b) contribution?
- What may my 403(b) Plan be worth?
- What is the impact of increasing my 403(b) contribution?
Qualified Plans
- Evaluate my company pension payout options
- ¿Con cuánto puedo contribuir en una IRA?
- How much retirement income may an IRA provide?
- ¿Debo hacer la conversión a Roth IRA?
- What will my qualified plan(s) be worth at retirement?
- What is my current year required minimum distribution?
- What is my projected required minimum distributions?
- What are my lump sum distribution options?
- ¿Cómo maximizo el plan de retiro 401k de mi empleador?
- ¿Cuál es el impacto de tomar prestado de mi plan de retiro?
- What is the impact of early withdrawal from my 401(k)?
- I'm self-employed, how much can I contribute to a retirement plan?
- Net unrealized appreciation (NUA) vs. IRA rollover?
- What are my Stretch IRA distributions?
- 72(t) early distribution analysis
Retiro
- How will retirement impact my living expenses?
- ¿Cuánto necesitaré ahorrar para el retiro?
- Are my current retirement savings sufficient?
- Social security retirement income estimator
- How does inflation impact my retirement income needs?
- I'm retired, how long will my savings last?
- When should I begin saving for retirement?
- Should I convert discretionary expenses to savings?
- How much retirement income may my 401(k) provide?
- Compare a Roth 401(k) to a Traditional 401(K)
Ahorros
- Becoming a millionaire
- Ingresos generados por un plan de ahorro
- How long will it take to double my savings?
- How long until my savings reach my goal?
- Save now vs. save later
- ¿Cuánto debería ahorrar para alcanzar mi objetivo?
- What could my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my investment return?
- What is the effective annual yield on my investment?
Inversión
- ¿Cómo debería destinar mis activos?
- Compare taxable vs. tax-free investment return
- What is the value of a bond?
- What is the return on my real estate investment?
- ¿Cuál es el valor del interés compuesto?
- What is the value of a call or put option?
- Taxable vs. tax-advantaged savings?
- What is my risk tolerance?
- What is the long-term impact of increased investment return?
- Certificate of deposit (CD) analyzer
- What is the dividend yield on a stock?
- How do expenses impact mutual fund returns?
- Certificate of deposit (CD) laddering strategy
- Share Certificate analyzer
- Share Certificate laddering strategy
automóvil
- ¿Debería comprar o arrendar un auto?
- Auto purchase - Loan versus 0% dealer financing?
- What would my auto payments be?
- Should I upgrade to a more fuel efficient vehicle?
- Auto loan - Accelerated payoff
- ¿Qué tipo de vehículo puedo pagar?
- Should I refinance my auto loan at a lower rate?
- ¿En cuánto puedo bajar mi pago mensual con un nuevo préstamo de automóvil?
Negocios
- What are the tax savings of a qualified retirement/cafeteria plan?
- ¿Cuáles son los costos para comenzar mi nuevo negocio?
- Should I pay or charge monthly, quarterly or annually?
- What is the value of my business?
- How many units do I need to sell to breakeven?
- ¿Debería arrendar o comprar equipos?
- What are my business financial ratios?
- What is my employee total compensation package worth?
- What are my tax savings with Section 179 deduction?
Otros
How Do Closing Costs Impact The Interest Rate Calculator
¿De qué manera impactan los costos de cierre en las tasas de interés?
If you choose to finance your closing costs, the monthly loan payments will be higher than if you had paid the closing costs out-of-pocket. In order to help borrowers compare loans, lenders use a standard calculation called annual percentage rates (APR) which takes into account the closing costs. Use this calculator to itemize the closing costs and to compare loans with different rates, fees or terms.
Esta información puede ayudarle a analizar sus necesidades financieras. Se basa en información y suposiciones suministradas por usted con relación a sus metas, expectativas y situación financiera. Los cálculos no infieren que la compañía sume cualquier obligación fiduciaria Los cálculos suministrados no deberían considerarse asesoría financiera, legal o tributaria. Además, no debería basarse en dicha información como única fuente de información. La información es suministrada de fuentes que consideramos confiables pero no podemos garantizar su precisión. Las ilustraciones hipotéticas pueden suministrar información de desempeño histórico y actual. El desempeño pasado no garantiza ni indica resultados futuros.
