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Determine How Much Income A Savings Plan May Provide

Ingresos generados por un plan de ahorro

Ahorrar seguido permite alcanzar sus metas de ingresos a futuro. Use esta calculadora para saber qué es lo que puede brindar un saldo actual y/o un plan de ahorros regulares.

Ahorros

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5 Ways to Create a Budget That Works

In personal finance, you set financial goals so you can plan your budget around those goals. After all, they are your priorities, aren't they? Here is how financial planners work with budgets:

A budget has two main components: cash coming in (inflows) and cash going out (outflows). If you subtract the outflows from the inflows, the answer should always be zero. That is called balancing the budget.

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Should You Pay off Your Credit Card or Save Your Money?

Personal finance also helps you make better savings and investment decisions because it focuses on your goals. Your budget (or spending plan) should be built around your day-to-day expenses, including your short-range lifestyle and financial goals. These may include your goals for your family's well-being, shelter, food, clothing, and recreation. It should also provide for future personal lifestyle and financial goals as well.

Savings and investments should be used to match your short-, intermediate-, and long-range financial goals. You save and invest for a purpose, not just to accumulate great wealth. In fact, you save and invest for many purposes, and how you save and invest depend upon the purpose. For example, if you need to replace a household appliance costing a few hundred dollars in the next 12-18 months, you will save differently than you would if you were saving to pay for a child's education in 10-15 years. To make these decisions, you need to understand the relationship among investment risk, time horizon, and investment reward.

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Why Americans Don’t Save Money

Personal finance also helps you make better savings and investment decisions because it focuses on your goals. Your budget (or spending plan) should be built around your day-to-day expenses, including your short-range lifestyle and financial goals. These may include your goals for your family's well-being, shelter, food, clothing, and recreation. It should also provide for future personal lifestyle and financial goals as well.

Savings and investments should be used to match your short-, intermediate-, and long-range financial goals. You save and invest for a purpose, not just to accumulate great wealth. In fact, you save and invest for many purposes, and how you save and invest depend upon the purpose. For example, if you need to replace a household appliance costing a few hundred dollars in the next 12-18 months, you will save differently than you would if you were saving to pay for a child's education in 10-15 years. To make these decisions, you need to understand the relationship among investment risk, time horizon, and investment reward.

Click here for full article
Money Help Center

Esta información puede ayudarle a analizar sus necesidades financieras. Se basa en información y suposiciones suministradas por usted con relación a sus metas, expectativas y situación financiera. Los cálculos no infieren que la compañía sume cualquier obligación fiduciaria Los cálculos suministrados no deberían considerarse asesoría financiera, legal o tributaria. Además, no debería basarse en dicha información como única fuente de información. La información es suministrada de fuentes que consideramos confiables pero no podemos garantizar su precisión. Las ilustraciones hipotéticas pueden suministrar información de desempeño histórico y actual. El desempeño pasado no garantiza ni indica resultados futuros.